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JohnM February 27th 07 04:33 PM

Insurance for non resident
 
Later this year I will be in the US searching the East coast for a suitable
cruiser to single hand to Europe. I expect this will take a few months and
lots of miles so would like to buy a cheap car rather than hire. I will need
insurance to own the car. Does anyone know if I can get coverage, being a
non resident with no permanent address? And does the same apply with my boat
purchase?



Jeannette February 27th 07 05:00 PM

Insurance for non resident
 
JohnM wrote:
Later this year I will be in the US searching the East coast for a suitable
cruiser to single hand to Europe. I expect this will take a few months and
lots of miles so would like to buy a cheap car rather than hire. I will need
insurance to own the car. Does anyone know if I can get coverage, being a
non resident with no permanent address? And does the same apply with my boat
purchase?



I don't think it should be a problem. When I came over from Oz, I was
here for several years on a HB visa. I bought a car and got insurance
for it. One thing that is difficult is opening a bank account as they
want a social security card for that. The other catch is driver license.
You can drive as a tourist with your Oz license but I think that's
limited to a couple month. I am not sure though. It could be that as
long as you have legal status, you can drive. I drove for a couple of
months but since I was going to be here for years, I passed the US
driver test. As long as you have a legal status here, you can get a
license and do a lot of things but if your status runs out, then you are
underground.

Good luck

Jeannette

Wayne.B February 27th 07 06:42 PM

Insurance for non resident
 
On Wed, 28 Feb 2007 03:33:26 +1100, "JohnM"
wrote:

Does anyone know if I can get coverage, being a
non resident with no permanent address? And does the same apply with my boat
purchase?


You can get something that resembles a permanent address by renting a
mail box at a UPS (United Parcel Service) store. They are everywhere,
and once you have a box they will forward your incoming mail to where
ever you happen to be at the moment. This will also let you apply for
a drivers license once you have an address.

There is also a service in Florida called St Brendan's Isle which
provides a similar service.

http://www.sbimailservice.com/


Wayne.B February 27th 07 07:34 PM

Insurance for non resident
 
On Tue, 27 Feb 2007 13:42:22 -0500, Wayne.B
wrote:

There is also a service in Florida called St Brendan's Isle which
provides a similar service.

http://www.sbimailservice.com/


Typo correction:

There is also a company in Florida called St Brendan's Isle which
provides a similar service.

http://www.sbimailservice.com/


Rosalie B. February 27th 07 08:27 PM

Insurance for non resident
 
Wayne.B wrote:

On Tue, 27 Feb 2007 13:42:22 -0500, Wayne.B
wrote:

There is also a service in Florida called St Brendan's Isle which
provides a similar service.

http://www.sbimailservice.com/


Typo correction:

There is also a company in Florida called St Brendan's Isle which
provides a similar service.

http://www.sbimailservice.com/


St Brendan's Isle is also set up with a street address. Sometimes
organizations (like the DMV) don't like PO Box numbers.



Wayne.B February 27th 07 09:22 PM

Insurance for non resident
 
On Tue, 27 Feb 2007 20:27:15 GMT, Rosalie B.
wrote:

St Brendan's Isle is also set up with a street address. Sometimes
organizations (like the DMV) don't like PO Box numbers.


Yes, but the UPS store gives you a street address also.

Typically your address with them would be something like:

1234 Main Street, #987
Anywhere, FL

Roger Long February 27th 07 09:23 PM

Insurance for non resident
 
Unless you are looking for a specifically deepwater boat that would only be
found in an ocean port, I suggest you take a close look at listings in the
Great Lakes. The fresh water boats will be in much better condition,
brokers (at least according to my limites sample) are more honest and
forthright, and prices are lower.


JohnM wrote:
Later this year I will be in the US searching the East coast for a
suitable cruiser to single hand to Europe. I expect this will take a
few months and lots of miles so would like to buy a cheap car rather
than hire. I will need insurance to own the car. Does anyone know if
I can get coverage, being a non resident with no permanent address?
And does the same apply with my boat purchase?


--
Roger Long


KLC Lewis February 28th 07 12:52 AM

Insurance for non resident
 

"Roger Long" wrote in message
...
Unless you are looking for a specifically deepwater boat that would only
be found in an ocean port, I suggest you take a close look at listings in
the Great Lakes. The fresh water boats will be in much better condition,
brokers (at least according to my limites sample) are more honest and
forthright, and prices are lower.


Ya, come to Wisconsin, you betcha! We'll fatten you up on curds and you'll
never want to leave!


JohnM wrote:
Later this year I will be in the US searching the East coast for a
suitable cruiser to single hand to Europe. I expect this will take a
few months and lots of miles so would like to buy a cheap car rather
than hire. I will need insurance to own the car. Does anyone know if
I can get coverage, being a non resident with no permanent address?
And does the same apply with my boat purchase?


--
Roger Long




Rich Hampel February 28th 07 08:18 PM

Insurance for non resident
 
Come to Wisconsin !?!?!?!? .... but then you have to put up with all
the incessant "Ole & Lena jokes". ;-)

In article , KLC Lewis
wrote:

"Roger Long" wrote in message
...
Unless you are looking for a specifically deepwater boat that would only
be found in an ocean port, I suggest you take a close look at listings in
the Great Lakes. The fresh water boats will be in much better condition,
brokers (at least according to my limites sample) are more honest and
forthright, and prices are lower.


Ya, come to Wisconsin, you betcha! We'll fatten you up on curds and you'll
never want to leave!


JohnM wrote:
Later this year I will be in the US searching the East coast for a
suitable cruiser to single hand to Europe. I expect this will take a
few months and lots of miles so would like to buy a cheap car rather
than hire. I will need insurance to own the car. Does anyone know if
I can get coverage, being a non resident with no permanent address?
And does the same apply with my boat purchase?


--
Roger Long




KLC Lewis March 1st 07 12:39 AM

Insurance for non resident
 

"Rich Hampel" wrote in message
...
Come to Wisconsin !?!?!?!? .... but then you have to put up with all
the incessant "Ole & Lena jokes". ;-)


Oh, you exaggerate. I haven't heard one in weeks.



JohnM March 1st 07 12:14 PM

Insurance for non resident
 
Sounds good to me but I'm still going to have the problem of getting the
boat quickly and legitimately into my name and Australian registration.
Don't I have to have boat insurance too?


"Roger Long" wrote in message
...
Unless you are looking for a specifically deepwater boat that would only
be found in an ocean port, I suggest you take a close look at listings in
the Great Lakes. The fresh water boats will be in much better condition,
brokers (at least according to my limites sample) are more honest and
forthright, and prices are lower.

Roger Long




JohnM March 1st 07 12:26 PM

Insurance for non resident
 
Thanks, looks promising I'll look into it.


"Rosalie B." wrote in message
http://www.sbimailservice.com/


St Brendan's Isle is also set up with a street address. Sometimes
organizations (like the DMV) don't like PO Box numbers.





Rosalie B. March 1st 07 02:04 PM

Insurance for non resident
 
"JohnM" wrote:

Sounds good to me but I'm still going to have the problem of getting the
boat quickly and legitimately into my name and Australian registration.
Don't I have to have boat insurance too?

The short answer is:

Not if you pay cash.

Many people have no insurance. When it is required, it is usually a
bank or marina that require it.

The bank requires it to assure themselves that they are loaning money
on something viable, and that they won't lose it through sinking or
weather disaster, or just the insured running off somewhere and not
paying off the loan.

Marinas require it (usually for long term dockage) to insure
themselves against salvage costs if the boat sinks at the dock and/or
if the owner abandons it.

The Australian registration you will have to figure out from your end.

"Roger Long" wrote in message
.. .
Unless you are looking for a specifically deepwater boat that would only
be found in an ocean port, I suggest you take a close look at listings in
the Great Lakes. The fresh water boats will be in much better condition,
brokers (at least according to my limites sample) are more honest and
forthright, and prices are lower.

Roger Long




JohnM March 2nd 07 03:11 AM

Insurance for non resident
 
Sound like much the same as here. Thanks for your help Rosalie a few more
tees to cross and I'll get this crusade under way.

"Rosalie B." wrote in message
...
The short answer is:

Not if you pay cash.

Many people have no insurance. When it is required, it is usually a
bank or marina that require it.

The bank requires it to assure themselves that they are loaning money
on something viable, and that they won't lose it through sinking or
weather disaster, or just the insured running off somewhere and not
paying off the loan.

Marinas require it (usually for long term dockage) to insure
themselves against salvage costs if the boat sinks at the dock and/or
if the owner abandons it.

The Australian registration you will have to figure out from your end.





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