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Boat US Insurance .... NOT!
Just decided since I get their magazine to check with them on insurance.
They are/were awful. The rate was 100% higher than what I have now. For the life of me, why am I a member of this dreadful organization. They don't seem to do anything for boating. What are your opinions of Boat US? They own West Marine, isn't that right? West Marine, in my area, sucks. The store is in shambles. I went in two weeks ago to purchase some paint. The paint aisle looked like hurricane Katrina had just visited. Nothing was on the shelf, most of the stock was out or on order. I asked one of the clerks and he said they were reorganizing. A week later. I revisited. Same look, same mess, no products. Are there other boating organizations which provide some benefit to their members? Such as lower insurance? In my humble opinion; Boat US is a SHAM. My recommendation: don't do business with them. |
Boat US Insurance .... NOT!
"NE Sailboat" wrote in message news:xBDEh.1577$RN6.871@trndny07... Just decided since I get their magazine to check with them on insurance. They are/were awful. The rate was 100% higher than what I have now. For the life of me, why am I a member of this dreadful organization. They don't seem to do anything for boating. What are your opinions of Boat US? They own West Marine, isn't that right? West Marine, in my area, sucks. The store is in shambles. I went in two weeks ago to purchase some paint. The paint aisle looked like hurricane Katrina had just visited. Nothing was on the shelf, most of the stock was out or on order. I asked one of the clerks and he said they were reorganizing. A week later. I revisited. Same look, same mess, no products. Are there other boating organizations which provide some benefit to their members? Such as lower insurance? In my humble opinion; Boat US is a SHAM. My recommendation: don't do business with them. I was shopping for an inflatable dinghy a month or so ago, went to BoatUs/WM to check out what they had. They had two inflatables in stock, a WM brand and a Zodiac. The Zodiac looked interesting, showing a "list price" of over $2000 and a blow-out "Clearance" price of about $1300. Wow! say I. What a deal! But first, I think I'll check that out on the 'net. Turns out that $1300 or so was about the same price as I could get from just about any on-line shop. Par for the course. I went with a Walker Bay Genesis. |
Boat US Insurance .... NOT!
* NE Sailboat wrote, On 2/26/2007 11:07 AM:
Just decided since I get their magazine to check with them on insurance. They are/were awful. The rate was 100% higher than what I have now. You get what you pay for. Everyone I know who has had a claim with them has been quite happy. My cousins had their Sabre blown a mile inland in Hurricane Bob, and within a few days Boat/US had arranged of a helicopter to fly the boat out. (They were on the cover of the catalog the next year.) The rates are a bit higher then some, but in fact when I pointed out that I had taken a class that qualifies for a discount they gave be 5 years of retroactive discount! Remember that Boat/US offers different levels of insurance. Many people with low cost insurance don't realize that many items on the boat are depreciated over a 10 year period. So in essence, the cheap insurance offer little or no coverage on, for example, the mast of a ten year old boat. For the life of me, why am I a member of this dreadful organization. They don't seem to do anything for boating. And you would notice??? I doubt it! What are your opinions of Boat US? Its the best boat insurance for many owners. They own West Marine, isn't that right? No. West Marine bought the Boat/US stores and catalog business. The insurance is separate. West Marine, in my area, sucks. So? If you don't like them, don't buy from them. The store is in shambles. I went in two weeks ago to purchase some paint. The paint aisle looked like hurricane Katrina had just visited. Nothing was on the shelf, most of the stock was out or on order. I asked one of the clerks and he said they were reorganizing. Gee. A marine shop in New England reorganizing in early Feb. The nerve of them! They should have waited until April! A week later. I revisited. Same look, same mess, no products. Clearly, they need a manager with your keen instincts. You should apply to Boat/US for a position right now. Are there other boating organizations which provide some benefit to their members? Such as lower insurance? They have a lot of loyal customers. But please, go elsewhere for your insurance needs. I wouldn't want your risks included in my rates. In my humble opinion; Boat US is a SHAM. Based on your observation of a shop not owned by them being messy in their off-season? My recommendation: don't do business with them. We'll give your recommendation all of the consideration it deserves. |
Boat US Insurance .... NOT!
Absolutely the same coverage. The only difference was the deductable. Now
= $1,000 Boat US = $700 That is the only difference. Oh,, my present isurance company is Progressive. ================================== "Charlie Morgan" wrote in message ... On Mon, 26 Feb 2007 16:07:57 GMT, "NE Sailboat" wrote: Just decided since I get their magazine to check with them on insurance. They are/were awful. The rate was 100% higher than what I have now. Of course you can't give any specifics about cost or what your insurance covers and what the BoatUS policy would cover. That would present quite a conflict. For the life of me, why am I a member of this dreadful organization. They don't seem to do anything for boating. I'm told they feel the same way about you. What are your opinions of Boat US? They own West Marine, isn't that right? West Marine, in my area, sucks. The store is in shambles. I went in two weeks ago to purchase some paint. The paint aisle looked like hurricane Katrina had just visited. Nothing was on the shelf, most of the stock was out or on order. I asked one of the clerks and he said they were reorganizing. A week later. I revisited. Same look, same mess, no products. BoatUS does not own West Marine. Like the rest of your rant, you seem to be misinformed on this point, as well. Are there other boating organizations which provide some benefit to their members? Such as lower insurance? In my humble opinion; Boat US is a SHAM. My recommendation: don't do business with them. Yes, you've clearly and succintly made your case. I'm sure that now you have exposed them so completely, they will lose all of their members within a week or two at most. CWM |
Boat US Insurance .... NOT!
Hey Jeff ... just for you ...
F ... k off. ============== "Jeff" wrote in message . .. * NE Sailboat wrote, On 2/26/2007 11:07 AM: Just decided since I get their magazine to check with them on insurance. They are/were awful. The rate was 100% higher than what I have now. You get what you pay for. Everyone I know who has had a claim with them has been quite happy. My cousins had their Sabre blown a mile inland in Hurricane Bob, and within a few days Boat/US had arranged of a helicopter to fly the boat out. (They were on the cover of the catalog the next year.) The rates are a bit higher then some, but in fact when I pointed out that I had taken a class that qualifies for a discount they gave be 5 years of retroactive discount! Remember that Boat/US offers different levels of insurance. Many people with low cost insurance don't realize that many items on the boat are depreciated over a 10 year period. So in essence, the cheap insurance offer little or no coverage on, for example, the mast of a ten year old boat. For the life of me, why am I a member of this dreadful organization. They don't seem to do anything for boating. And you would notice??? I doubt it! What are your opinions of Boat US? Its the best boat insurance for many owners. They own West Marine, isn't that right? No. West Marine bought the Boat/US stores and catalog business. The insurance is separate. West Marine, in my area, sucks. So? If you don't like them, don't buy from them. The store is in shambles. I went in two weeks ago to purchase some paint. The paint aisle looked like hurricane Katrina had just visited. Nothing was on the shelf, most of the stock was out or on order. I asked one of the clerks and he said they were reorganizing. Gee. A marine shop in New England reorganizing in early Feb. The nerve of them! They should have waited until April! A week later. I revisited. Same look, same mess, no products. Clearly, they need a manager with your keen instincts. You should apply to Boat/US for a position right now. Are there other boating organizations which provide some benefit to their members? Such as lower insurance? They have a lot of loyal customers. But please, go elsewhere for your insurance needs. I wouldn't want your risks included in my rates. In my humble opinion; Boat US is a SHAM. Based on your observation of a shop not owned by them being messy in their off-season? My recommendation: don't do business with them. We'll give your recommendation all of the consideration it deserves. |
Boat US Insurance .... NOT!
Jeff, you stupid F..k. I just remembered ...... you don't own a boat. You
are a boat "want-a-be". ho hoh hohohohhoho.... no boat. Big loser. Stupid loser. Do your cousins let you steer? Jeff the loser .. let's let Jeff the loser steer the boat. What a joke. Why don't you go lurk at the RV newsgroup. Oh, can't afford one of them either. Is there a "once a summer, we take the loser on the boat" newsgroup? ======== "Jeff" wrote in message . .. * NE Sailboat wrote, On 2/26/2007 11:07 AM: Just decided since I get their magazine to check with them on insurance. They are/were awful. The rate was 100% higher than what I have now. You get what you pay for. Everyone I know who has had a claim with them has been quite happy. My cousins had their Sabre blown a mile inland in Hurricane Bob, and within a few days Boat/US had arranged of a helicopter to fly the boat out. (They were on the cover of the catalog the next year.) The rates are a bit higher then some, but in fact when I pointed out that I had taken a class that qualifies for a discount they gave be 5 years of retroactive discount! Remember that Boat/US offers different levels of insurance. Many people with low cost insurance don't realize that many items on the boat are depreciated over a 10 year period. So in essence, the cheap insurance offer little or no coverage on, for example, the mast of a ten year old boat. For the life of me, why am I a member of this dreadful organization. They don't seem to do anything for boating. And you would notice??? I doubt it! What are your opinions of Boat US? Its the best boat insurance for many owners. They own West Marine, isn't that right? No. West Marine bought the Boat/US stores and catalog business. The insurance is separate. West Marine, in my area, sucks. So? If you don't like them, don't buy from them. The store is in shambles. I went in two weeks ago to purchase some paint. The paint aisle looked like hurricane Katrina had just visited. Nothing was on the shelf, most of the stock was out or on order. I asked one of the clerks and he said they were reorganizing. Gee. A marine shop in New England reorganizing in early Feb. The nerve of them! They should have waited until April! A week later. I revisited. Same look, same mess, no products. Clearly, they need a manager with your keen instincts. You should apply to Boat/US for a position right now. Are there other boating organizations which provide some benefit to their members? Such as lower insurance? They have a lot of loyal customers. But please, go elsewhere for your insurance needs. I wouldn't want your risks included in my rates. In my humble opinion; Boat US is a SHAM. Based on your observation of a shop not owned by them being messy in their off-season? My recommendation: don't do business with them. We'll give your recommendation all of the consideration it deserves. |
Boat US Insurance .... NOT!
* NE Sailboat wrote, On 2/26/2007 12:30 PM:
Hey Jeff ... just for you ... F ... k off. The master of the snappy comeback! |
Boat US Insurance .... NOT!
Ah, your keen powers of observation are at work again.
If you want to believe I have no boat that's fine. Most people here know that I've had my current boat for 8 years now, and have sailed most of the East Coast from Canada to Key West. We had our previous boat for 8 years, and the boat before that about 6. Actually, I've been a boat owner almost my entire life, having built my first at age 14. * NE Sailboat wrote, On 2/26/2007 12:55 PM: Jeff, you stupid F..k. I just remembered ...... you don't own a boat. You are a boat "want-a-be". ho hoh hohohohhoho.... no boat. Big loser. Stupid loser. Do your cousins let you steer? Jeff the loser .. let's let Jeff the loser steer the boat. What a joke. Why don't you go lurk at the RV newsgroup. Oh, can't afford one of them either. Is there a "once a summer, we take the loser on the boat" newsgroup? |
Boat US Insurance .... NOT!
Please help me!!!!!!!!! My browser says this is rec.boats.cruising but I seem to be getting a bunch of whiny crap from wrecked.boats or asa.sailing or a pre teen chat room! Please help me fix this!!!!!!! G |
Boat US Insurance .... NOT!
Sure ,,, ya ... ok ... whatever you say ...
hahahahhahahahahahahahhahahahahahhahah Jeff and boat .. ??? This is killing me. ======================= "Jeff" wrote in message ... Ah, your keen powers of observation are at work again. If you want to believe I have no boat that's fine. Most people here know that I've had my current boat for 8 years now, and have sailed most of the East Coast from Canada to Key West. We had our previous boat for 8 years, and the boat before that about 6. Actually, I've been a boat owner almost my entire life, having built my first at age 14. * NE Sailboat wrote, On 2/26/2007 12:55 PM: Jeff, you stupid F..k. I just remembered ...... you don't own a boat. You are a boat "want-a-be". ho hoh hohohohhoho.... no boat. Big loser. Stupid loser. Do your cousins let you steer? Jeff the loser .. let's let Jeff the loser steer the boat. What a joke. Why don't you go lurk at the RV newsgroup. Oh, can't afford one of them either. Is there a "once a summer, we take the loser on the boat" newsgroup? |
Boat US Insurance .... NOT!
Ya Ya ,, sure ... and I am the father of Anna Nicole's baby.
Wait ........... I am the father of Anna Nicole's baby.. Maybe Jeff actually owns a boat .. Call Howard K Stern ,, This is big. ps.. even if he owns a boat .. he is still a jerk in my log. ================================================== = "Charlie Morgan" wrote in message ... On Mon, 26 Feb 2007 19:12:00 GMT, "NE Sailboat" wrote: Sure ,,, ya ... ok ... whatever you say ... hahahahhahahahahahahahhahahahahahhahah Jeff and boat .. ??? This is killing me. Jeff has a website with lots of pictures of his boat. He's in many of the pictures, including ones taken at the factory during the boat's construction. CWM ======================= "Jeff" wrote in message ... Ah, your keen powers of observation are at work again. If you want to believe I have no boat that's fine. Most people here know that I've had my current boat for 8 years now, and have sailed most of the East Coast from Canada to Key West. We had our previous boat for 8 years, and the boat before that about 6. Actually, I've been a boat owner almost my entire life, having built my first at age 14. * NE Sailboat wrote, On 2/26/2007 12:55 PM: Jeff, you stupid F..k. I just remembered ...... you don't own a boat. You are a boat "want-a-be". ho hoh hohohohhoho.... no boat. Big loser. Stupid loser. Do your cousins let you steer? Jeff the loser .. let's let Jeff the loser steer the boat. What a joke. Why don't you go lurk at the RV newsgroup. Oh, can't afford one of them either. Is there a "once a summer, we take the loser on the boat" newsgroup? |
Boat US Insurance .... NOT!
* NE Sailboat wrote, On 2/26/2007 3:09 PM:
Ya Ya ,, sure ... and I am Anna Nicole's baby. Wait ........... I am Anna Nicole's baby.. Maybe Jeff actually owns a boat .. Call Howard K Stern ,, This is big. ps.. even if he owns a boat .. he is still a jerk in my log. I think I can live with that. |
Boat US Insurance .... NOT!
That is what I said when Anna Nicole told me she was having my baby!
================================================== ============================== "Jeff" wrote in message ... * NE Sailboat wrote, On 2/26/2007 3:09 PM: Ya Ya ,, sure ... and I am Anna Nicole's baby. Wait ........... I am Anna Nicole's baby.. Maybe Jeff actually owns a boat .. Call Howard K Stern ,, This is big. ps.. even if he owns a boat .. he is still a jerk in my log. I think I can live with that. |
Boat US Insurance .... NOT!
Charlie Morgan wrote:
On 26 Feb 2007 11:57:01 -0600, Dave wrote: On Mon, 26 Feb 2007 12:24:50 -0500, Charlie Morgan said: My BoatUS yacht policy is underwritten by Cigna but administered by BoatUS. That answers one of the questions I had--whether BoatUS was in the insurance business. Apparently they're not. They're simply selling Cigna access to their members. That's not an entirely accurate characterization, Dave. Cigna underwrites the insurance, but BoatUS administers it. It's actually more than that. Cigna is the insurance underwriter (iow, they assume the risk), but that's ALL Cigna does. You can't buy the same policy from any other Cigna agent...the policies that BOAT/US sells are "designed" specifically for BOAT/US, who does all the work. -- Peggie ---------- Peggie Hall Specializing in marine sanitation since 1987 Author "Get Rid of Boat Odors - A Guide To Marine Sanitation Systems and Other Sources of Aggravation and Odor" http://shop.sailboatowners.com/books...ku=90&cat=1304 |
Boat US Insurance .... NOT!
In article ,
Charlie Morgan wrote: It's actually more than that. Cigna is the insurance underwriter (iow, they assume the risk), but that's ALL Cigna does. You can't buy the same policy from any other Cigna agent...the policies that BOAT/US sells are "designed" specifically for BOAT/US, who does all the work. I thought that's what I was saying? As I'm in the biz, I understand the difference, and it's vast --to us-- but I can understand you're not seeing a difference. -- Jere Lull Xan-a-Deux ('73 Tanzer 28 #4 out of Tolchester, MD) Xan's NEW Pages: http://web.mac.com/jerelull/iWeb/Xan/ Our BVI FAQs (290+ pics) http://homepage.mac.com/jerelull/BVI/ |
Boat US Insurance opinions
In article xBDEh.1577$RN6.871@trndny07,
"NE Sailboat" wrote: Just decided since I get their magazine to check with them on insurance. They are/were awful. The rate was 100% higher than what I have now. For the life of me, why am I a member of this dreadful organization. They don't seem to do anything for boating. What are your opinions of Boat US? I switched to BOAT/U.S. from Allstate when I asked my rep, herself a sailor, whether Allstate would cover any subsequent damage if a through hull broke because of faulty maintenance. She had to call her underwriter to get the answer: "No." AFAIK, no insurance company would cover lack of maintenance, but a marine policy will cover the resulting damage. Since, I've found that BOAT/U.S. settles claims fairly and equitably far faster and with less hassle than most others. They have survey teams mobilizing *before* hurricanes hit. Within days of the recent big ones, they were in there and saving further damage. Others mentioned the "Agreed upon value" vs "fair" market value difference, which is huge. Marine insurance understands "salvage". Their lawyers eat property and casualty lawyers for a light snack in admiralty court. The marine policies include EPA clean-up coverage, and allow boats to stay in the water more than 6 months a year. Just got a note that we're covered if the marina's rental agreement requires us to agree to some provision that voids most other policies (forget the specifics). Vast difference between the two types of insurance. As another said: you get what you pay for, and BOAT/U.S. is the best blend, in my opinion. -- Jere Lull Xan-a-Deux ('73 Tanzer 28 #4 out of Tolchester, MD) Xan's NEW Pages: http://web.mac.com/jerelull/iWeb/Xan/ Our BVI FAQs (290+ pics) http://homepage.mac.com/jerelull/BVI/ |
Boat US Insurance .... NOT!
In article ,
Jere Lull wrote: In article , Charlie Morgan wrote: It's actually more than that. Cigna is the insurance underwriter (iow, they assume the risk), but that's ALL Cigna does. You can't buy the same policy from any other Cigna agent...the policies that BOAT/US sells are "designed" specifically for BOAT/US, who does all the work. I thought that's what I was saying? As I'm in the biz, I understand the difference, and it's vast --to us-- but I can understand you're not seeing a difference. Well, I'm not in the biz, and I understand the diff. Must be Chuckles. -- Capt. JG @@ www.sailnow.com |
Boat US Insurance .... NOT!
NE Sailboat wrote:
Jeff, you stupid F..k. I just remembered ...... you don't own a boat. You are a boat "want-a-be". Does this guy remind anyone else of Jaxie? |
Boat US Insurance .... NOT!
On Feb 26, 11:07 am, "NE Sailboat" wrote:
What are your opinions of Boat US? Think of them as an aquatic version of AAA. Their magazine is similar, the towing service is equivalent to AAA road service, and the "deals" are also similar. I would not be on the road without AAA, and I don't think I want to think about the cost of towing when/if I break down and need assistance or the cost of a diver if I get tangled up. There are no soft uncontrolled landings in Maine or NH, so back-up is essential where we sail. If you expect more from BoatU.S. than from AAA, you will be disappointed, but what do you really expect for $19 per year? Fair winds, Steve |
Boat US Insurance .... NOT!
"NE Sailboat" wrote in message news:eaFEh.1590$RN6.747@trndny07... What a joke. Why don't you go lurk at the RV newsgroup. There's advice you should take for yourself, jackass. |
Boat US Insurance .... NOT!
"Bill Kearney" wkearney-99@hot-mail-com wrote in
t: There's advice you should take for yourself, jackass. Why do you take to calling others on rbc these names? Do you do that on the dock, in swing range, or just on the internet? Larry -- |
Boat US Insurance .... NOT!
Rick B. wrote in news:3kghu21lms9mglpvstiromn81aq7dl72pv@
4ax.com: Funny, you didn't take exception to Tom calling Jeff a stupid ****. Because I didn't see it. There's no reason to call childish names across the dock to the boater on the other finger pier, is there? Why not act the same here? Larry -- |
Boat US Insurance .... NOT!
Oh Rick,,, check my posting .. I never spelled out the F work.
If F..k is what you think when you read it,,, you are a dirty man and should be dumped in clorox bleach to clean yourself up. There are many words that start with F. Dirty boy... you should be asshamed. ========================== "Rick B." wrote in message ... On Fri, 02 Mar 2007 18:18:07 -0500, Larry wrote: "Bill Kearney" wkearney-99@hot-mail-com wrote in news:o4ydndrUTp_PBXrYnZ2dnUVZ_veinZ2d@speakeasy. net: There's advice you should take for yourself, jackass. Why do you take to calling others on rbc these names? Do you do that on the dock, in swing range, or just on the internet? Larry Funny, you didn't take exception to Tom calling Jeff a stupid ****. |
Boat US Insurance .... NOT!
Rickkkkkk
Jeff is a FINK. "NE Sailboat" wrote in message news:zV5Gh.137$kf.46@trndny02... Oh Rick,,, check my posting .. I never spelled out the F work. If F..k is what you think when you read it,,, you are a dirty man and should be dumped in clorox bleach to clean yourself up. There are many words that start with F. Dirty boy... you should be asshamed. ========================== "Rick B." wrote in message ... On Fri, 02 Mar 2007 18:18:07 -0500, Larry wrote: "Bill Kearney" wkearney-99@hot-mail-com wrote in news:o4ydndrUTp_PBXrYnZ2dnUVZ_veinZ2d@speakeasy .net: There's advice you should take for yourself, jackass. Why do you take to calling others on rbc these names? Do you do that on the dock, in swing range, or just on the internet? Larry Funny, you didn't take exception to Tom calling Jeff a stupid ****. |
Boat US Insurance .... NOT!
Now that was truly uncalled for.
* NE Sailboat wrote, On 3/2/2007 10:32 PM: Rickkkkkk Jeff is a FINK. "NE Sailboat" wrote in message news:zV5Gh.137$kf.46@trndny02... Oh Rick,,, check my posting .. I never spelled out the F work. If F..k is what you think when you read it,,, you are a dirty man and should be dumped in clorox bleach to clean yourself up. There are many words that start with F. |
Boat US Insurance .... NOT!
6 minutes ?? No way ,, took me two full days.
FINK A very good word. Doesn't get enough useage. ====================================== "Rick B." wrote in message ... On Sat, 03 Mar 2007 03:32:22 GMT, "NE Sailboat" wrote: Rickkkkkk Jeff is a FINK. Only took you 6 minutes to think that up. Real Einstein. |
Boat US Insurance .... NOT!
On Feb 26, 3:09 pm, "NE Sailboat" wrote:
Ya Ya ,, sure ... and I am the father of Anna Nicole's baby. Wait ........... I am the father of Anna Nicole's baby.. Maybe Jeff actually owns a boat .. Call Howard K Stern ,, This is big. ps.. even if he owns a boat .. he is still a jerk in my log. ================================================== ="Charlie Morgan" wrote in message ... On Mon, 26 Feb 2007 19:12:00 GMT, "NE Sailboat" wrote: Sure ,,, ya ... ok ... whatever you say ... hahahahhahahahahahahahhahahahahahhahah Jeff and boat .. ??? This is killing me. Jeff has a website with lots of pictures of his boat. He's in many of the pictures, including ones taken at the factory during the boat's construction. CWM ======================= "Jeff" wrote in message ... Ah, your keen powers of observation are at work again. If you want to believe I have no boat that's fine. Most people here know that I've had my current boat for 8 years now, and have sailed most of the East Coast from Canada to Key West. We had our previous boat for 8 years, and the boat before that about 6. Actually, I've been a boat owner almost my entire life, having built my first at age 14. * NE Sailboat wrote, On 2/26/2007 12:55 PM: Jeff, you stupid F..k. I just remembered ...... you don't own a boat. You are a boat "want-a-be". ho hoh hohohohhoho.... no boat. Big loser. Stupid loser. Do your cousins let you steer? Jeff the loser .. let's let Jeff the loser steer the boat. What a joke. Why don't you go lurk at the RV newsgroup. Oh, can't afford one of them either. Is there a "once a summer, we take the loser on the boat" newsgroup?- Hide quoted text - - Show quoted text - WHAT A BUNCH OF JERKS. |
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