"Frank Boettcher" wrote in message
news
The suggestion of a high deductible/low premium policy and an HSA, is
I think, a better alternative to going bare. Even if you cannot fund
the HSA significantly, you do have catastrophic protection.

But then, I've never cruised extensively, so maybe bare works.

High deductible / low premium policies can be hard to find. I got one last
year through the Texas Farm Bureau; apparently there is a demand for this
sort of policy among farmers.
--
Mike Harris
Austin TX