Who DOESN'T have insurance?
 

Parallax wrote:
JAX's comment about insurance in my thread about lightning strike
probability got me wondering. Most of the real sailors I know are ppl

I do now- have to have liability to have a marina space, had no insurance
whilst cruising though, as I remember very few cruisers did, simply too
expensive.
I remember one couple who were pitchpoled off the S African coast- hove to
on the 100 fathom line in a storm, baaad idea. They were towed in to our
port, claimed on insurance for, among other damage, a bent mast, and were
told " Sorry, you were only covered for the Caribbean", they successfully
claimed their insurance premiums back for the period since they had left the
Carib., and the proceeds more than covered the damage :-).

Who DOESN'T have insurance?
 

"krj" wrote in message
...
Velly Intresting, since almost all of the hurricanes to make landfall in
the last 10 years went ashore north of Fernandina beach.
krj

Leanne wrote:

We have it, but it is only good from Nova Scotia to Fernandina Beach,
FL. We
had to get a rider to further into Florida headed for Key West.

I have thought it was because of a high theft rate or due the damage caused
by those @#$%$#@! Sea Rays passing you at 20 knots in narrow shallow
channels of the waterway. Once you cross the state line, the further you go
south, the more inconsiderate the power boaters are of sail boats. I also
have another horror story that happened right after the high bridge at St
Augustine for another time..

Leanne