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Keys Boat Works, or, Pirates of the Caribbean (well, close, anyway)
I started to write this to a sailnet list member who'd recommended
them, citing, in particular, and repetitively, during our conversation, their honesty, but then I thought it might be better distributed to appropriate lists and groups - places which were following our odyssey - as fair warning to others. You probably know that we were taken to Keys Boat Works when Flying Pig was salvaged. Here's what I was going to send to my contact: They may be honest, but they sure aren't straightforward. Literally everyone (albeit a small sample, but well over one, and including a contractor who rented space) Lydia, the inveterate yard-walker/chatter- upper has spoken with, when told what we are being charged to sit here while they took their sweet time (over a week) to look at the boat (70+/day), and every day forward, i. e. effectively $500 a week, said that was impossible - they were paying more like 300-400/month. The contractor, e.g., in addition to the liveaboards she's chatted up, pointed to a boat next to ours, observing that it paid $300 a month. Yet, their liveaboard charges (supplement included in the 70+/day) alone amount to close to 500 a month, with no ground rent, for us. On confrontation today, we learned it was because it was an insurance job, and, even if we were to take on the project ourselves, the rate would not change. As it will no doubt be totaled, and every penny for the yard will come out of our pocket, effectively, they are knowingly raping us, as they are fully aware of the circumstances, and will make no adjustment to assist us, despite Sharon saying to Lydia, at the time, "You know, we have a lot of latitude in that." As you can guess, this is giving me an attitude, pardon the pun... Until we can remove it - at best, some time off - the charges will remain the same. In the event we were to use them for any repairs whatsoever, it will be at $100 per hour. Mike was candid to say that the daily price being charged was to force decisions, as they only want boats on which they can make those ground rents and if not, $100/hour whenever they touch it - if the boat won't be on their work schedule, effectively, they don't want it here, and the sooner the better it leaves, for them. And lest you think this an anomaly, today we learned in conversation with another prior customer of theirs that they charged him the same lay days while they hunted for parts for his boat (which he had brought to them to work on). It wasn't until he forced the issue (at some length of argument, and the possibility that he could do some reputation damage due to the nature of the work he does in the area) that they backed out the lay day charges for the time they'd been looking for the parts (and charging him appropriately - 100/hour - on receipt of them, after that time). Our only recourse is to leave. If on a truck, there is significant work which must be done to prepare it for transport (read: more lay day charges, plus their local labor for things which we can't do ourselves), and an as-yet unknown cost associated with the transport. If behind another boat, some work is needed to keep the water out, still requiring some additional days here. See other postings on that subject. We're stuck between the classical rock and a hard place... More adventures, to be sure, but the financial parts are getting very wearying, as there's no way out of this one; every day bleeds more of the little we have - and we don't yet know what the disposition of the insurance company will be. We could well be homeless (no boat, regardless of condition, if the insurance company takes it, less paid as settlement every day it sits), as well. Pictures of the adventure are now up on the web in our first gallery - click the link below to go to the main gallery and click on the upper left thumbnail. Stay tuned... L8R Skip Morgan 461 #2 Disaster link: http://ipphotos.com/FlyingPig.asp SV Flying Pig KI4MPC See our galleries at www.justpickone.org/skip/gallery! Follow us at http://groups.google.com/group/flyingpiglog and/or http://groups.yahoo.com/group/TheFlyingPigLog "And then again, when you sit at the helm of your little ship on a clear night, and gaze at the countless stars overhead, and realize that you are quite alone on a great, wide sea, it is apt to occur to you that in the general scheme of things you are merely an insignificant speck on the surface of the ocean; and are not nearly so important or as self- sufficient as you thought you were. Which is an exceedingly wholesome thought, and one that may effect a permanent change in your deportment that will be greatly appreciated by your friends."- James S. Pitkin |
Keys Boat Works, or, Pirates of the Caribbean (well, close, anyway)
"Skip Gundlach" wrote in message ups.com... I started to write this to a sailnet list member who'd recommended them, citing, in particular, and repetitively, during our conversation, their honesty, but then I thought it might be better distributed to appropriate lists and groups - places which were following our odyssey - as fair warning to others. You probably know that we were taken to Keys Boat Works when Flying Pig was salvaged. Here's what I was going to send to my contact: They may be honest, but they sure aren't straightforward. Literally everyone (albeit a small sample, but well over one, and including a contractor who rented space) Lydia, the inveterate yard-walker/chatter- upper has spoken with, when told what we are being charged to sit here while they took their sweet time (over a week) to look at the boat (70+/day), and every day forward, i. e. effectively $500 a week, said that was impossible - they were paying more like 300-400/month. The contractor, e.g., in addition to the liveaboards she's chatted up, pointed to a boat next to ours, observing that it paid $300 a month. Yet, their liveaboard charges (supplement included in the 70+/day) alone amount to close to 500 a month, with no ground rent, for us. On confrontation today, we learned it was because it was an insurance job, and, even if we were to take on the project ourselves, the rate would not change. As it will no doubt be totaled, and every penny for the yard will come out of our pocket, effectively, they are knowingly raping us, as they are fully aware of the circumstances, and will make no adjustment to assist us, despite Sharon saying to Lydia, at the time, "You know, we have a lot of latitude in that." As you can guess, this is giving me an attitude, pardon the pun... Until we can remove it - at best, some time off - the charges will remain the same. In the event we were to use them for any repairs whatsoever, it will be at $100 per hour. Mike was candid to say that the daily price being charged was to force decisions, as they only want boats on which they can make those ground rents and if not, $100/hour whenever they touch it - if the boat won't be on their work schedule, effectively, they don't want it here, and the sooner the better it leaves, for them. And lest you think this an anomaly, today we learned in conversation with another prior customer of theirs that they charged him the same lay days while they hunted for parts for his boat (which he had brought to them to work on). It wasn't until he forced the issue (at some length of argument, and the possibility that he could do some reputation damage due to the nature of the work he does in the area) that they backed out the lay day charges for the time they'd been looking for the parts (and charging him appropriately - 100/hour - on receipt of them, after that time). Our only recourse is to leave. If on a truck, there is significant work which must be done to prepare it for transport (read: more lay day charges, plus their local labor for things which we can't do ourselves), and an as-yet unknown cost associated with the transport. If behind another boat, some work is needed to keep the water out, still requiring some additional days here. See other postings on that subject. We're stuck between the classical rock and a hard place... More adventures, to be sure, but the financial parts are getting very wearying, as there's no way out of this one; every day bleeds more of the little we have - and we don't yet know what the disposition of the insurance company will be. We could well be homeless (no boat, regardless of condition, if the insurance company takes it, less paid as settlement every day it sits), as well. Pictures of the adventure are now up on the web in our first gallery - click the link below to go to the main gallery and click on the upper left thumbnail. Stay tuned... L8R Skip Skip, It was suggested by another, earlier today, that you take Flying Pig on her own bottom, under power, to another marina. Surely that is doable? If she's not leaking, and has a working engine, splash her and get the hell out of there! |
Keys Boat Works, or, Pirates of the Caribbean (well, close, anyway)
On Feb 14, 8:48 pm, "Skip Gundlach" wrote:
I started to write this to a sailnet list member who'd recommended them, citing, in particular, and repetitively, during our conversation, their honesty, but then I thought it might be better distributed to appropriate lists and groups - places which were following our odyssey - as fair warning to others. You probably know that we were taken to Keys Boat Works when Flying Pig was salvaged. Here's what I was going to send to my contact: They may be honest, but they sure aren't straightforward. Literally everyone (albeit a small sample, but well over one, and including a contractor who rented space) Lydia, the inveterate yard-walker/chatter- upper has spoken with, when told what we are being charged to sit here while they took their sweet time (over a week) to look at the boat (70+/day), and every day forward, i. e. effectively $500 a week, said that was impossible - they were paying more like 300-400/month. The contractor, e.g., in addition to the liveaboards she's chatted up, pointed to a boat next to ours, observing that it paid $300 a month. Yet, their liveaboard charges (supplement included in the 70+/day) alone amount to close to 500 a month, with no ground rent, for us. On confrontation today, we learned it was because it was an insurance job, and, even if we were to take on the project ourselves, the rate would not change. As it will no doubt be totaled, and every penny for the yard will come out of our pocket, effectively, they are knowingly raping us, as they are fully aware of the circumstances, and will make no adjustment to assist us, despite Sharon saying to Lydia, at the time, "You know, we have a lot of latitude in that." As you can guess, this is giving me an attitude, pardon the pun... Until we can remove it - at best, some time off - the charges will remain the same. In the event we were to use them for any repairs whatsoever, it will be at $100 per hour. Mike was candid to say that the daily price being charged was to force decisions, as they only want boats on which they can make those ground rents and if not, $100/hour whenever they touch it - if the boat won't be on their work schedule, effectively, they don't want it here, and the sooner the better it leaves, for them. And lest you think this an anomaly, today we learned in conversation with another prior customer of theirs that they charged him the same lay days while they hunted for parts for his boat (which he had brought to them to work on). It wasn't until he forced the issue (at some length of argument, and the possibility that he could do some reputation damage due to the nature of the work he does in the area) that they backed out the lay day charges for the time they'd been looking for the parts (and charging him appropriately - 100/hour - on receipt of them, after that time). Our only recourse is to leave. If on a truck, there is significant work which must be done to prepare it for transport (read: more lay day charges, plus their local labor for things which we can't do ourselves), and an as-yet unknown cost associated with the transport. If behind another boat, some work is needed to keep the water out, still requiring some additional days here. See other postings on that subject. We're stuck between the classical rock and a hard place... More adventures, to be sure, but the financial parts are getting very wearying, as there's no way out of this one; every day bleeds more of the little we have - and we don't yet know what the disposition of the insurance company will be. We could well be homeless (no boat, regardless of condition, if the insurance company takes it, less paid as settlement every day it sits), as well. Pictures of the adventure are now up on the web in our first gallery - click the link below to go to the main gallery and click on the upper left thumbnail. Stay tuned... L8R Skip Get the **** out of there any way you can! Again, consider Indiantown Marina on the ditch or any other DIY yard hopefully with a camp ground near by. I think there are still a couple in the Lauderdale area. Talk with a towing company and see what those costs would be. Go on the Passagemaker forum and find a guy who goes by Fast Fred he's at a another yard on the ditch. He may be able to help. Don't give up. But do get out. :-) |
Keys Boat Works, or, Pirates of the Caribbean (well, close, anyway)
On Feb 14, 7:57 pm, "capt.bill11" wrote:
Get the **** out of there any way you can! Again, consider Indiantown Marina on the ditch or any other DIY yard hopefully with a camp ground near by. I think there are still a couple in the Lauderdale area. ANd I would add, get a surveyor to give the hull a right to passage to cover you libelous ass. That is, if you can get the guy to say it sould make it to XYZ. Then when you,, uh er, I mean it sinks, you have proof the boat was safe enough to motor. Maybe even get that total from the insurance if in deep enough water. Just make sure your in over 450'. Takes too much money to put a diver to that depth to check sea cocks. Dead Men Tell No Tales , Bob |
Keys Boat Works, or, Pirates of the Caribbean (well, close, anyway)
Skip Gundlach wrote:
I started to write this to a sailnet list member who'd recommended them, citing, in particular, and repetitively, during our conversation, their honesty, but then I thought it might be better distributed to appropriate lists and groups - places which were following our odyssey - as fair warning to others. You probably know that we were taken to Keys Boat Works when Flying Pig was salvaged. Here's what I was going to send to my contact: They may be honest, but they sure aren't straightforward. Literally everyone (albeit a small sample, but well over one, and including a contractor who rented space) Lydia, the inveterate yard-walker/chatter- upper has spoken with, when told what we are being charged to sit here while they took their sweet time (over a week) to look at the boat (70+/day), and every day forward, i. e. effectively $500 a week, said that was impossible - they were paying more like 300-400/month. The contractor, e.g., in addition to the liveaboards she's chatted up, pointed to a boat next to ours, observing that it paid $300 a month. Yet, their liveaboard charges (supplement included in the 70+/day) alone amount to close to 500 a month, with no ground rent, for us. On confrontation today, we learned it was because it was an insurance job, and, even if we were to take on the project ourselves, the rate would not change. As it will no doubt be totaled, and every penny for the yard will come out of our pocket, effectively, they are knowingly raping us, as they are fully aware of the circumstances, and will make no adjustment to assist us, despite Sharon saying to Lydia, at the time, "You know, we have a lot of latitude in that." As you can guess, this is giving me an attitude, pardon the pun... Until we can remove it - at best, some time off - the charges will remain the same. In the event we were to use them for any repairs whatsoever, it will be at $100 per hour. Mike was candid to say that the daily price being charged was to force decisions, as they only want boats on which they can make those ground rents and if not, $100/hour whenever they touch it - if the boat won't be on their work schedule, effectively, they don't want it here, and the sooner the better it leaves, for them. And lest you think this an anomaly, today we learned in conversation with another prior customer of theirs that they charged him the same lay days while they hunted for parts for his boat (which he had brought to them to work on). It wasn't until he forced the issue (at some length of argument, and the possibility that he could do some reputation damage due to the nature of the work he does in the area) that they backed out the lay day charges for the time they'd been looking for the parts (and charging him appropriately - 100/hour - on receipt of them, after that time). Our only recourse is to leave. If on a truck, there is significant work which must be done to prepare it for transport (read: more lay day charges, plus their local labor for things which we can't do ourselves), and an as-yet unknown cost associated with the transport. If behind another boat, some work is needed to keep the water out, still requiring some additional days here. See other postings on that subject. We're stuck between the classical rock and a hard place... More adventures, to be sure, but the financial parts are getting very wearying, as there's no way out of this one; every day bleeds more of the little we have - and we don't yet know what the disposition of the insurance company will be. We could well be homeless (no boat, regardless of condition, if the insurance company takes it, less paid as settlement every day it sits), as well. Pictures of the adventure are now up on the web in our first gallery - click the link below to go to the main gallery and click on the upper left thumbnail. Stay tuned... L8R Skip Morgan 461 #2 Disaster link: http://ipphotos.com/FlyingPig.asp SV Flying Pig KI4MPC See our galleries at www.justpickone.org/skip/gallery! Follow us at http://groups.google.com/group/flyingpiglog and/or http://groups.yahoo.com/group/TheFlyingPigLog "And then again, when you sit at the helm of your little ship on a clear night, and gaze at the countless stars overhead, and realize that you are quite alone on a great, wide sea, it is apt to occur to you that in the general scheme of things you are merely an insignificant speck on the surface of the ocean; and are not nearly so important or as self- sufficient as you thought you were. Which is an exceedingly wholesome thought, and one that may effect a permanent change in your deportment that will be greatly appreciated by your friends."- James S. Pitkin You should be able to move that boat by the end of next week at the latest, if you elect to truck it. Hopefully by now somebody has forwarded you names of a couple of reliable truckers. I know some of your pain, I was stuck in a $110 ../day marina in Cape May a couple of years ago, I tried to deliver my new purchase (an elderly Islander 44), on its own bottom, from Havre de Grace Maryland to Newport, RI. and it was a bad choice, the boat was not ready to go and you need to be tied to land to fix. The next time, Trucking from Annapolis (this time an Alberg 35) cost about 20% of the water delivery, ($1.100.00)and no risk of further water damage. My heart goes out to you. A friend of mine hit some of that solid water 2.5 hours after taking delivery of a new to him 38 ft Pan Oceanic Cutter. The ledges in Woods Hole, MA are legendary for harvesting boats in concert with the currents. We've never exchanged notes but I've quietly watched your saga for years now and really feel for you. Good luck, Jonathan -- I am building my daughter an Argie 10 sailing dinghy, check it out: http://home.comcast.net/~jonsailr |
Keys Boat Works, or, Pirates of the Caribbean (well, close, anyway)
I think that I would contact the FL insurance commission. I don't know
what the laws of FL are like, but to me this smacks of insurance fraud. You can't have 2 separate prices...one for insurance and one for the non- insured. At least threatening this might get your bill reduced. -- Geoff |
Keys Boat Works, or, Pirates of the Caribbean (well, close, anyway)
For what this is worth, and it will probably come to nothing ...
I am passing this story on to John Stossel of ABC News. Let's face it: if Skip was Black, and this was Katrina ,, every politician in America would be there to help. We need your help with this .. you readers of postings. Send a note to John at ABC News. His web page is below. John is a good man, if he sees injustice he gets ****ed. Well, lets' get John ****ed. Come on, no sit on your ass and complain types now. http://abcnews.go.com/2020/Stossel/ ============================ "Geoff Schultz" wrote in message ... I think that I would contact the FL insurance commission. I don't know what the laws of FL are like, but to me this smacks of insurance fraud. You can't have 2 separate prices...one for insurance and one for the non- insured. At least threatening this might get your bill reduced. -- Geoff |
Keys Boat Works, or, Pirates of the Caribbean (well, close, anyway)
On Feb 15, 6:17 am, Geoff Schultz wrote:
I think that I would contact the FL insurance commission. I don't know what the laws of FL are like, but to me this smacks of insurance fraud. You can't have 2 separate prices...one for insurance and one for the non- insured. At least threatening this might get your bill reduced. -- Geoff I completely agree, unfortunately the insurance companies find it easier to just raise the rates then to fight the bad apples. Tom |
Keys Boat Works, or, Pirates of the Caribbean (well, close, anyway)
"Skip Gundlach" wrote in
ups.com: effectively $500 a week Isn't this the same reason, insurance paying, that a hospital bed to just lay there and die is $400/day and every doctor in the building comes by to "say hi" and charges $250 every time he pokes his head in the door and smiles at you. (Every doctor in Orangeburg, SC, pulled this crap on my father who was dying at Orangeburg Regional Medical Center, a profit center for the medical profession to be sure. It's how doctors afford yachts, waterfront mansions, fancy cars, cruises to exotic places.... I call it "victimization". You're in a position of helplessness and "they", be they doctors or lawyers or boatyards or tradesmen you are forced by circumstances to hire quickly to fix something threatening your home....feeding at the insurance and victims' tits, sucking as hard as they can for as long as they can milk it. CEOs do the same thing to the stockholders....sucking as hard as they can on the company's tit, milking it for all they can get, until they either get fired and move on to the next board meeting or drive the company, like Enron, into bankruptcy. It's the American way! This boatyard is sucking on it just as hard as any of the rest of the milksuckers.....like bankers. Larry -- VIRUS ALERT! VISTA has been released! NOONE will be spared! |
Keys Boat Works, or, Pirates of the Caribbean (well, close, anyway)
"Larry" wrote in message ... "Skip Gundlach" wrote in ups.com: effectively $500 a week Isn't this the same reason, insurance paying, that a hospital bed to just lay there and die is $400/day and every doctor in the building comes by to "say hi" and charges $250 every time he pokes his head in the door and smiles at you. (Every doctor in Orangeburg, SC, pulled this crap on my father who was dying at Orangeburg Regional Medical Center, a profit center for the medical profession to be sure. It's how doctors afford yachts, waterfront mansions, fancy cars, cruises to exotic places.... I call it "victimization". You're in a position of helplessness and "they", be they doctors or lawyers or boatyards or tradesmen you are forced by circumstances to hire quickly to fix something threatening your home....feeding at the insurance and victims' tits, sucking as hard as they can for as long as they can milk it. CEOs do the same thing to the stockholders....sucking as hard as they can on the company's tit, milking it for all they can get, until they either get fired and move on to the next board meeting or drive the company, like Enron, into bankruptcy. It's the American way! This boatyard is sucking on it just as hard as any of the rest of the milksuckers.....like bankers. Larry -- It's almost as if everyone expects the gravy train to end soon and they have to grab as much for themselves as possible. Where's the long term planning? If the Big 3 American car manufacturers are doing do badly, why are their CEOs hauling in so much money? The whole system is rotten and our children will pay for it. |
Keys Boat Works, or, Pirates of the Caribbean (well, close, anyway)
On Feb 15, 9:08 am, "Don White" wrote:
"Larry" wrote in message ... "Skip Gundlach" wrote in oups.com: effectively $500 a week Isn't this the same reason, insurance paying, that a hospital bed to just lay there and die is $400/day and every doctor in the building comes by to "say hi" and charges $250 every time he pokes his head in the door and smiles at you. (Every doctor in Orangeburg, SC, pulled this crap on my father who was dying at Orangeburg Regional Medical Center, a profit center for the medical profession to be sure. It's how doctors afford yachts, waterfront mansions, fancy cars, cruises to exotic places.... I call it "victimization". You're in a position of helplessness and "they", be they doctors or lawyers or boatyards or tradesmen you are forced by circumstances to hire quickly to fix something threatening your home....feeding at the insurance and victims' tits, sucking as hard as they can for as long as they can milk it. CEOs do the same thing to the stockholders....sucking as hard as they can on the company's tit, milking it for all they can get, until they either get fired and move on to the next board meeting or drive the company, like Enron, into bankruptcy. It's the American way! This boatyard is sucking on it just as hard as any of the rest of the milksuckers.....like bankers. Larry -- It's almost as if everyone expects the gravy train to end soon and they have to grab as much for themselves as possible. Where's the long term planning? If the Big 3 American car manufacturers are doing do badly, why are their CEOs hauling in so much money? The whole system is rotten and our children will pay for it. "Somebody" should call the yard and ask them to relay a message from his insurance company to Skip Gundlach that coverage beyond 3 more days is being denied. Even if the yard calls the insurance company back I bet they will have sufficient doubt that they WANT to get rid of Flying Pig ASAP. |
Keys Boat Works, or, Pirates of the Caribbean (well, close, anyway)
Don ,,, I may be going over to the other side ,, but... in my opinion, our
country is on the brink of coming apart. Everything is broken, the whole system. Health care, the government spending, the war in Iraq, our industys, .... Great speech by Bill Moyers recently.. read it ,, you can find it on the net. Powerful stuff. ================= "Don White" wrote in message ... "Larry" wrote in message ... "Skip Gundlach" wrote in ups.com: effectively $500 a week Isn't this the same reason, insurance paying, that a hospital bed to just lay there and die is $400/day and every doctor in the building comes by to "say hi" and charges $250 every time he pokes his head in the door and smiles at you. (Every doctor in Orangeburg, SC, pulled this crap on my father who was dying at Orangeburg Regional Medical Center, a profit center for the medical profession to be sure. It's how doctors afford yachts, waterfront mansions, fancy cars, cruises to exotic places.... I call it "victimization". You're in a position of helplessness and "they", be they doctors or lawyers or boatyards or tradesmen you are forced by circumstances to hire quickly to fix something threatening your home....feeding at the insurance and victims' tits, sucking as hard as they can for as long as they can milk it. CEOs do the same thing to the stockholders....sucking as hard as they can on the company's tit, milking it for all they can get, until they either get fired and move on to the next board meeting or drive the company, like Enron, into bankruptcy. It's the American way! This boatyard is sucking on it just as hard as any of the rest of the milksuckers.....like bankers. Larry -- It's almost as if everyone expects the gravy train to end soon and they have to grab as much for themselves as possible. Where's the long term planning? If the Big 3 American car manufacturers are doing do badly, why are their CEOs hauling in so much money? The whole system is rotten and our children will pay for it. |
Keys Boat Works, or, Pirates of the Caribbean (well, close, anyway)
I remember in '75 when the country was coming apart. Plenty of people
said the country couldn't last five years the way things were going. The ecomomy was supposed to collapse if nuclear war didn't get us first. Stephen NE Sailboat wrote: Don ,,, I may be going over to the other side ,, but... in my opinion, our country is on the brink of coming apart. Everything is broken, the whole system. Health care, the government spending, the war in Iraq, our industys, .... Great speech by Bill Moyers recently.. read it ,, you can find it on the net. Powerful stuff. ================= "Don White" wrote in message ... "Larry" wrote in message . .. "Skip Gundlach" wrote in groups.com: effectively $500 a week Isn't this the same reason, insurance paying, that a hospital bed to just lay there and die is $400/day and every doctor in the building comes by to "say hi" and charges $250 every time he pokes his head in the door and smiles at you. (Every doctor in Orangeburg, SC, pulled this crap on my father who was dying at Orangeburg Regional Medical Center, a profit center for the medical profession to be sure. It's how doctors afford yachts, waterfront mansions, fancy cars, cruises to exotic places.... I call it "victimization". You're in a position of helplessness and "they", be they doctors or lawyers or boatyards or tradesmen you are forced by circumstances to hire quickly to fix something threatening your home....feeding at the insurance and victims' tits, sucking as hard as they can for as long as they can milk it. CEOs do the same thing to the stockholders....sucking as hard as they can on the company's tit, milking it for all they can get, until they either get fired and move on to the next board meeting or drive the company, like Enron, into bankruptcy. It's the American way! This boatyard is sucking on it just as hard as any of the rest of the milksuckers.....like bankers. Larry -- It's almost as if everyone expects the gravy train to end soon and they have to grab as much for themselves as possible. Where's the long term planning? If the Big 3 American car manufacturers are doing do badly, why are their CEOs hauling in so much money? The whole system is rotten and our children will pay for it. |
Keys Boat Works, or, Pirates of the Caribbean (well, close, anyway)
Stephen,, we are in a whole lot worse off shape than 1975.
Never in our history has the difference in wealth between the rich and the poor ( all of the rest of America ) but so great. We have millions of illegals running around and the federal government won't even protect the border and enforce the immigration laws. Then there is the mess in the middle east. Oh, I forgot... check out what the government is spending and the debt it is amassing. Do you think a bank in the USA would get away with giving illegals who have entered our county by sneaking in a credit card .. Do you think that would happen in 1975? It is happening now! Bank of America. I sorry to say it,, but I really don't give us much of a chance to continue. ============= "Stephen Trapani" wrote in message ... I remember in '75 when the country was coming apart. Plenty of people said the country couldn't last five years the way things were going. The ecomomy was supposed to collapse if nuclear war didn't get us first. Stephen NE Sailboat wrote: Don ,,, I may be going over to the other side ,, but... in my opinion, our country is on the brink of coming apart. Everything is broken, the whole system. Health care, the government spending, the war in Iraq, our industys, .... Great speech by Bill Moyers recently.. read it ,, you can find it on the net. Powerful stuff. ================= "Don White" wrote in message ... "Larry" wrote in message ... "Skip Gundlach" wrote in egroups.com: effectively $500 a week Isn't this the same reason, insurance paying, that a hospital bed to just lay there and die is $400/day and every doctor in the building comes by to "say hi" and charges $250 every time he pokes his head in the door and smiles at you. (Every doctor in Orangeburg, SC, pulled this crap on my father who was dying at Orangeburg Regional Medical Center, a profit center for the medical profession to be sure. It's how doctors afford yachts, waterfront mansions, fancy cars, cruises to exotic places.... I call it "victimization". You're in a position of helplessness and "they", be they doctors or lawyers or boatyards or tradesmen you are forced by circumstances to hire quickly to fix something threatening your home....feeding at the insurance and victims' tits, sucking as hard as they can for as long as they can milk it. CEOs do the same thing to the stockholders....sucking as hard as they can on the company's tit, milking it for all they can get, until they either get fired and move on to the next board meeting or drive the company, like Enron, into bankruptcy. It's the American way! This boatyard is sucking on it just as hard as any of the rest of the milksuckers.....like bankers. Larry -- It's almost as if everyone expects the gravy train to end soon and they have to grab as much for themselves as possible. Where's the long term planning? If the Big 3 American car manufacturers are doing do badly, why are their CEOs hauling in so much money? The whole system is rotten and our children will pay for it. |
Keys Boat Works, or, Pirates of the Caribbean (well, close, anyway)
On Feb 15, 12:36 pm, "NE Sailboat" wrote:
I sorry to say it,, but I really don't give us much of a chance to continue. History has shown... nothing lasts forever. If not in 10 yrs, then in a 100, ... Tom |
Keys Boat Works, or, Pirates of the Caribbean (well, close, anyway)
NE Sailboat wrote:
Stephen,, we are in a whole lot worse off shape than 1975. Never in our history has the difference in wealth between the rich and the poor ( all of the rest of America ) but so great. We have millions of illegals running around and the federal government won't even protect the border and enforce the immigration laws. Then there is the mess in the middle east. Oh, I forgot... check out what the government is spending and the debt it is amassing. Do you think a bank in the USA would get away with giving illegals who have entered our county by sneaking in a credit card .. Do you think that would happen in 1975? It is happening now! Bank of America. I sorry to say it,, but I really don't give us much of a chance to continue. Well, there was massive doom and gloom in the seventies. Plenty of "experts" would go on and on about how the level of inflation definitely would result in a massive collapse in less than five years, guaranteed. My family left Hawaii where we lived to get to a place where we could live off the land and survive during a collapse. And of course anyone who was around then can remember how inevitable nuclear annhilation was, considering the massive buildup and how we had enough armament to blow up the world "300 times over." As we can all see now, there has been drastic improvement in these areas since then. Since then I've been much more aware of the ways our society is improving and much more aware of how all the supposed "decline" that is occuring is actually more of a temporary blip in history, because mankind has an overwhelming desire and ability to improve their lot. Stephen "Stephen Trapani" wrote in message ... I remember in '75 when the country was coming apart. Plenty of people said the country couldn't last five years the way things were going. The ecomomy was supposed to collapse if nuclear war didn't get us first. Stephen NE Sailboat wrote: Don ,,, I may be going over to the other side ,, but... in my opinion, our country is on the brink of coming apart. Everything is broken, the whole system. Health care, the government spending, the war in Iraq, our industys, .... Great speech by Bill Moyers recently.. read it ,, you can find it on the net. Powerful stuff. ================= "Don White" wrote in message ... "Larry" wrote in message 3... "Skip Gundlach" wrote in legroups.com: effectively $500 a week Isn't this the same reason, insurance paying, that a hospital bed to just lay there and die is $400/day and every doctor in the building comes by to "say hi" and charges $250 every time he pokes his head in the door and smiles at you. (Every doctor in Orangeburg, SC, pulled this crap on my father who was dying at Orangeburg Regional Medical Center, a profit center for the medical profession to be sure. It's how doctors afford yachts, waterfront mansions, fancy cars, cruises to exotic places.... I call it "victimization". You're in a position of helplessness and "they", be they doctors or lawyers or boatyards or tradesmen you are forced by circumstances to hire quickly to fix something threatening your home....feeding at the insurance and victims' tits, sucking as hard as they can for as long as they can milk it. CEOs do the same thing to the stockholders....sucking as hard as they can on the company's tit, milking it for all they can get, until they either get fired and move on to the next board meeting or drive the company, like Enron, into bankruptcy. It's the American way! This boatyard is sucking on it just as hard as any of the rest of the milksuckers.....like bankers. Larry -- It's almost as if everyone expects the gravy train to end soon and they have to grab as much for themselves as possible. Where's the long term planning? If the Big 3 American car manufacturers are doing do badly, why are their CEOs hauling in so much money? The whole system is rotten and our children will pay for it. |
Keys Boat Works, or, Pirates of the Caribbean (well, close, anyway)
Stephen ,, I don't worry about threats from the outside of America. We, us,
can take care of them. We are declining from within. The inequity of rich to poor, of government to private sector ( take a look at pensions ), of those who can afford the best schools and those who must accept schools that are totally useless. Don't you find it crazy that the politicians who are making decisions about public education never send their own kids to public school? Ted Kennedy comes to mind here. In 1975 we faced nuclear power such as Russia and the cold war. Today we destroying ourselfs. We are crumbling from the inside. Those that have don't care about the folks at the bottom. Take a look at Walmart. The auto makers are going out of business in the USA, they are building cars in China though. And as the taxes go up and up and the middle class disappears, government continues to give out huge pensions, and keep on spending. Stephen ,, we are killing ourselves. ================================ "Stephen Trapani" wrote in message ... NE Sailboat wrote: Stephen,, we are in a whole lot worse off shape than 1975. Never in our history has the difference in wealth between the rich and the poor ( all of the rest of America ) but so great. We have millions of illegals running around and the federal government won't even protect the border and enforce the immigration laws. Then there is the mess in the middle east. Oh, I forgot... check out what the government is spending and the debt it is amassing. Do you think a bank in the USA would get away with giving illegals who have entered our county by sneaking in a credit card .. Do you think that would happen in 1975? It is happening now! Bank of America. I sorry to say it,, but I really don't give us much of a chance to continue. Well, there was massive doom and gloom in the seventies. Plenty of "experts" would go on and on about how the level of inflation definitely would result in a massive collapse in less than five years, guaranteed. My family left Hawaii where we lived to get to a place where we could live off the land and survive during a collapse. And of course anyone who was around then can remember how inevitable nuclear annhilation was, considering the massive buildup and how we had enough armament to blow up the world "300 times over." As we can all see now, there has been drastic improvement in these areas since then. Since then I've been much more aware of the ways our society is improving and much more aware of how all the supposed "decline" that is occuring is actually more of a temporary blip in history, because mankind has an overwhelming desire and ability to improve their lot. Stephen "Stephen Trapani" wrote in message ... I remember in '75 when the country was coming apart. Plenty of people said the country couldn't last five years the way things were going. The ecomomy was supposed to collapse if nuclear war didn't get us first. Stephen NE Sailboat wrote: Don ,,, I may be going over to the other side ,, but... in my opinion, our country is on the brink of coming apart. Everything is broken, the whole system. Health care, the government spending, the war in Iraq, our industys, .... Great speech by Bill Moyers recently.. read it ,, you can find it on the net. Powerful stuff. ================= "Don White" wrote in message ... "Larry" wrote in message 53... "Skip Gundlach" wrote in glegroups.com: effectively $500 a week Isn't this the same reason, insurance paying, that a hospital bed to just lay there and die is $400/day and every doctor in the building comes by to "say hi" and charges $250 every time he pokes his head in the door and smiles at you. (Every doctor in Orangeburg, SC, pulled this crap on my father who was dying at Orangeburg Regional Medical Center, a profit center for the medical profession to be sure. It's how doctors afford yachts, waterfront mansions, fancy cars, cruises to exotic places.... I call it "victimization". You're in a position of helplessness and "they", be they doctors or lawyers or boatyards or tradesmen you are forced by circumstances to hire quickly to fix something threatening your home....feeding at the insurance and victims' tits, sucking as hard as they can for as long as they can milk it. CEOs do the same thing to the stockholders....sucking as hard as they can on the company's tit, milking it for all they can get, until they either get fired and move on to the next board meeting or drive the company, like Enron, into bankruptcy. It's the American way! This boatyard is sucking on it just as hard as any of the rest of the milksuckers.....like bankers. Larry -- It's almost as if everyone expects the gravy train to end soon and they have to grab as much for themselves as possible. Where's the long term planning? If the Big 3 American car manufacturers are doing do badly, why are their CEOs hauling in so much money? The whole system is rotten and our children will pay for it. |
Keys Boat Works, or, Pirates of the Caribbean (well, close, anyway)
"NE Sailboat" wrote in
news:Sf6Bh.4960$H77.944@trndny08: And as the taxes go up and up and the middle class disappears, government continues to give out huge pensions, and keep on spending. Here's how bad it is: http://www.brillig.com/debt_clock/ 8.724 Trillion dollars "The National Debt has continued to increase an average of $1.57 billion per day since September 29, 2006!" Noone will listen when I say the root cause of American collapse is the Federal Reserve Bankers! They have consumed the country and stolen the gold. It's gone and cannot be recovered without bloody revolution...just like every other time in history. Here. Watch the problem screwing up another TRILLION+ since October 1, 2006...just since then! http://www.toptips.com/debtclock.html Interest now consumes more than income from ALL of Federal Income Taxes. How long can this go on without massive extinction? Can we just keep printing those checks and wishing for the future with our heads up our asses? The 1930 dollar is worth 4 cents in 2007. The bankers did it, stupids! The Federal Reserve Bank Corporation, owned by the elite of the elite. Larry -- Vista has been out a week. Is Service Pack 1 ready yet? |
Keys Boat Works, or, Pirates of the Caribbean (well, close, anyway)
I dunno. I think Congress did most of it.
Check out Robt. Samuelson's column in this week's Newsweek and some newspapers. Better than 60% of the budget goes to "untouchable" "entitlements". "Larry" wrote in message ... "NE Sailboat" wrote in news:Sf6Bh.4960$H77.944@trndny08: And as the taxes go up and up and the middle class disappears, government continues to give out huge pensions, and keep on spending. Here's how bad it is: http://www.brillig.com/debt_clock/ 8.724 Trillion dollars "The National Debt has continued to increase an average of $1.57 billion per day since September 29, 2006!" Noone will listen when I say the root cause of American collapse is the Federal Reserve Bankers! They have consumed the country and stolen the gold. It's gone and cannot be recovered without bloody revolution...just like every other time in history. Here. Watch the problem screwing up another TRILLION+ since October 1, 2006...just since then! http://www.toptips.com/debtclock.html Interest now consumes more than income from ALL of Federal Income Taxes. How long can this go on without massive extinction? Can we just keep printing those checks and wishing for the future with our heads up our asses? The 1930 dollar is worth 4 cents in 2007. The bankers did it, stupids! The Federal Reserve Bank Corporation, owned by the elite of the elite. Larry -- Vista has been out a week. Is Service Pack 1 ready yet? |
Keys Boat Works, or, Pirates of the Caribbean (well, close, anyway)
In article ,
Larry wrote: "NE Sailboat" wrote in news:Sf6Bh.4960$H77.944@trndny08: And as the taxes go up and up and the middle class disappears, government continues to give out huge pensions, and keep on spending. Here's how bad it is: http://www.brillig.com/debt_clock/ 8.724 Trillion dollars "The National Debt has continued to increase an average of $1.57 billion per day since September 29, 2006!" No one will listen when I say the root cause of American collapse is the Federal Reserve Bankers! They have consumed the country and stolen the gold. It's gone and cannot be recovered without bloody revolution...just like every other time in history. Guys and gals, I won't debate this subject, but offer that many of us carry primary mortgages well in excess of our annual income, and that's not generally considered a bad thing. (I admit that rec.boats.cruising is atypical.) The total national debt is a much smaller fraction of the US gross income (GNP) than most of us carry personally. A slight difference of dollar value would wipe that debt out, as occurred in the Clinton years. -- Jere Lull Xan-a-Deux ('73 Tanzer 28 #4 out of Tolchester, MD) Xan's NEW Pages: http://web.mac.com/jerelull/iWeb/Xan/ Our BVI FAQs (290+ pics) http://homepage.mac.com/jerelull/BVI/ |
Keys Boat Works, or, Pirates of the Caribbean (well, close, anyway)
Jere ,, funny .. I just read in the paper that foreclosers were going up up
up... In fact, in some areas the real estate market is heading for the toilet. Doesn't seem to bother the federal government. They just keep giving out raises, big old pensions, etc. We are doomed. ps.. full discloser.. I don't owe a penny to anyone. No mortgage, no boat loan, no car loan ,,, nothing. ======== "Jere Lull" wrote in message ... In article , Larry wrote: "NE Sailboat" wrote in news:Sf6Bh.4960$H77.944@trndny08: And as the taxes go up and up and the middle class disappears, government continues to give out huge pensions, and keep on spending. Here's how bad it is: http://www.brillig.com/debt_clock/ 8.724 Trillion dollars "The National Debt has continued to increase an average of $1.57 billion per day since September 29, 2006!" No one will listen when I say the root cause of American collapse is the Federal Reserve Bankers! They have consumed the country and stolen the gold. It's gone and cannot be recovered without bloody revolution...just like every other time in history. Guys and gals, I won't debate this subject, but offer that many of us carry primary mortgages well in excess of our annual income, and that's not generally considered a bad thing. (I admit that rec.boats.cruising is atypical.) The total national debt is a much smaller fraction of the US gross income (GNP) than most of us carry personally. A slight difference of dollar value would wipe that debt out, as occurred in the Clinton years. -- Jere Lull Xan-a-Deux ('73 Tanzer 28 #4 out of Tolchester, MD) Xan's NEW Pages: http://web.mac.com/jerelull/iWeb/Xan/ Our BVI FAQs (290+ pics) http://homepage.mac.com/jerelull/BVI/ |
Keys Boat Works, or, Pirates of the Caribbean (well, close, anyway)
NE Sailboat wrote:
Jere ,, funny .. I just read in the paper that foreclosers were going up up up... In fact, in some areas the real estate market is heading for the toilet. Doesn't seem to bother the federal government. They just keep giving out raises, big old pensions, etc. We are doomed. ps.. full discloser.. I don't owe a penny to anyone. No mortgage, no boat loan, no car loan ,,, nothing. And therein lies the problem! If you would run out and buy a new house, new car, new boat, hdtv, etc, you would be putting a whole bunch of people to work! Solves all the problems, ;) Well, except YOUR new ones! Gordon |
Keys Boat Works, or, Pirates of the Caribbean (well, close, anyway)
On Fri, 16 Feb 2007 02:00:59 GMT, "NE Sailboat"
wrote: ps.. full discloser.. I don't owe a penny to anyone. No mortgage, no boat loan, no car loan ,,, nothing. No wonder you are always complaining about money or the lack there of. You're not enjoying the power of leverage. |
Keys Boat Works, or, Pirates of the Caribbean (well, close, anyway)
That is really funny .. the power of leverage! hahaha ,, this is killing
me. If I guy goes to a bank and borrows $100,000 the bank owns him. But if a guy goes to the bank and borrows $1,000,000,000 then he owns the bank. That is the power of leverage. ======================= Try living debt free. It is an incredible feeling. I know, I had a mortgage, car loan, personal loan, the you name it loan.. Then I started to just pay them off. One day; no more loans. I took the money that was going to the loan and paid myself in investment savings. Every month, just like the mortgage. The next thing you know ... wow. Look at all that savings. It really isn't hard. Just takes some discipline. ==================================== "Wayne.B" wrote in message ... On Fri, 16 Feb 2007 02:00:59 GMT, "NE Sailboat" wrote: ps.. full discloser.. I don't owe a penny to anyone. No mortgage, no boat loan, no car loan ,,, nothing. No wonder you are always complaining about money or the lack there of. You're not enjoying the power of leverage. |
Keys Boat Works, or, Pirates of the Caribbean (well, close, anyway)
NE Sailboat wrote:
That is really funny .. the power of leverage! hahaha ,, this is killing me. If I guy goes to a bank and borrows $100,000 the bank owns him. But if a guy goes to the bank and borrows $1,000,000,000 then he owns the bank. That is the power of leverage. ======================= Try living debt free. It is an incredible feeling. I know, I had a mortgage, car loan, personal loan, the you name it loan.. Then I started to just pay them off. One day; no more loans. I took the money that was going to the loan and paid myself in investment savings. Every month, just like the mortgage. The next thing you know ... wow. Look at all that savings. It really isn't hard. Just takes some discipline. ==================================== "Wayne.B" wrote in message ... On Fri, 16 Feb 2007 02:00:59 GMT, "NE Sailboat" wrote: ps.. full discloser.. I don't owe a penny to anyone. No mortgage, no boat loan, no car loan ,,, nothing. No wonder you are always complaining about money or the lack there of. You're not enjoying the power of leverage. It takes more than a million for you to own the bank. Don't ask me how i know.... -- “TAANSTAFL” __________________________________________________ __________________________ Something to think about, from a wise man now long dead….: “In the first place, we should insist that if the immigrant who comes here in good faith becomes an American and assimilates himself to us, he shall be treated on an exact equality with everyone else, for it is an outrage to discriminate against any such man because of creed, or birthplace, or origin. But this is predicated upon the person’s becoming in every facet an American, and nothing but an American. “There can be no divided allegiance here. Any man who says he is an American, but something else also, isn’t an American at all. “We have room for but one flag, the American flag. We have room for but one language here, and that is the English language and we have room for but one sole loyalty and that is a loyalty to the American people.” --Theodore Roosevelt...1907 __________________________________________________ __________________________ "A prudent man foresees the difficulties ahead and prepares for them; The simpleton goes blindly on and suffers the consequences." - Proverbs 22:3 __________________________________________________ __________________________ |
Keys Boat Works, or, Pirates of the Caribbean (well, close, anyway)
Consumer debt becomes slavery, yes. But that is not "leverage." "Leverage"
is borrowing money and earning more from that money than the interest you'll have to pay back. That is the source of true monetary wealth. And yes, it most certainly does work. You just have to be smart about it. "NE Sailboat" wrote in message news:Ej9Bh.5873$5M1.2110@trndny01... That is really funny .. the power of leverage! hahaha ,, this is killing me. If I guy goes to a bank and borrows $100,000 the bank owns him. But if a guy goes to the bank and borrows $1,000,000,000 then he owns the bank. That is the power of leverage. ======================= Try living debt free. It is an incredible feeling. I know, I had a mortgage, car loan, personal loan, the you name it loan.. Then I started to just pay them off. One day; no more loans. I took the money that was going to the loan and paid myself in investment savings. Every month, just like the mortgage. The next thing you know ... wow. Look at all that savings. It really isn't hard. Just takes some discipline. ==================================== "Wayne.B" wrote in message ... On Fri, 16 Feb 2007 02:00:59 GMT, "NE Sailboat" wrote: ps.. full discloser.. I don't owe a penny to anyone. No mortgage, no boat loan, no car loan ,,, nothing. No wonder you are always complaining about money or the lack there of. You're not enjoying the power of leverage. |
Keys Boat Works, or, Pirates of the Caribbean (well, close, anyway)
Followup...
An apology is in order. I've already apologized to the owners, Mike and Sharon, but those who saw my original comments under this title should have additional information: A week ago, we were still sleep deprived, and in full panic mode. From all appearances, we would not only lose our home, we'd have huge bills to settle outside of our insurance coverage. Today, we're optimistic, somewhat more rested, and looking forward to the future. Nothing has changed, really, other than the insurance specification which has allowed us to keep our home - but pay for everything out of pocket. Yet, as the huge majority of costs, as expected, would have been labor, if we do all but the particularly skilled work (which we'd have to engage professionals to do) ourselves, the costs can be manageable. The salvage company will still have to be paid, but, after all, they did successfully retrieve our home, with minimal damage in the process. The yard will have to be paid, and at rates which are different than those to which we're accustomed - and yet, the costs of literally everything in the keys are radically higher than most places we've been. So, those are just the costs of doing business in the middle keys. As the owners were candid to say, part of the pricing model is to encourage decisions. Quite possibly, had it not been for our conversation a few days after we arrived, we'd still be trying to figure out what to do. Instead, we quickly came to a decision to make 'emergency repairs' - work which would allow us to get back in the water as quickly as possible - and limp back to St. Petersburg where we could do more thorough repairs. So, we talked to the contractor on the premises who specializes in Fiberglass work, Bob Hardy. We told him what we had in mind, and indicated that we could do the work ourselves, if he'd be willing to consult. He readily agreed, and pointed out what we'd have to do in the way of grinding, and said he'd be back in a day or two. We did, and he did. Except he came loaded for bear. If you ever need fiberglass work, I can heartily recommend this man. Singlehandedly (well, except for the time he was doing a rudder frame, when he had a drill in one hand and a jigsaw in the other), in less than a week, he's got Flying Pig not just emergency repaired, but ready for bottom paint. If I can get a good connection, I'll have the last pictures up later tonight. Many are already there. The best we could do was stay out of his way. So, aside from handing him stuff occasionally, we did just that. What he's done I doubt we could do (to the same level of quality, let alone have the right materials available), but to even try would have taken us months. In the end, we won't have to do anything further at all on a structural level to the outside of the boat - it's ready to put bottom paint on, make cosmetic paint adjustments to the topsides, and that's it! So, for the ground price here of a few months of storage up north, but at a massive reduction in costs had we tried to hire the work in St. Petersburg, using our prior talented folks, we're going to be leaving very soon. In the end, a bargain, indeed, both financially and psychically, as to have our 8-year dream and three-year refit come to an apparent violent end really did a number on our minds. A week ago, I tried to find the owners to apologize for my calumny, and in particular the fallout from those of you who emailed Keys Boat Works, feeling we needed protection, but they'd already left on a trip to see grandkids. I managed to find them as soon as they returned, and, ever gracious, they accepted my apology and we moved on. I suspect they see a fair share of folks in similar situations - about to lose their only home, and fully traumatized by the experience, sleep deprived, and otherwise, perhaps, not presenting their normal selves. In any case, I was appropriately appalled at my prior behavior, and they were inappropriately much more than gracious - I'm not sure that in the same situation, I would have been as kind... So, the adventure continues. We'll lick our wounds, be undyingly grateful for the outpouring of assistance and support received from the cruising community, and, we hope, emerge better seamen/women for it all. Thanks again, to all. L8R Skip and Lydia Morgan 461 #2 Disaster link: http://ipphotos.com/FlyingPig.asp SV Flying Pig KI4MPC See our galleries at www.justpickone.org/skip/gallery ! Follow us at http://groups.google.com/group/flyingpiglog and/or http://groups.yahoo.com/group/TheFlyingPigLog "Twenty years from now you will be more disappointed by the things you didn't do than by the ones you did do. So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover." - Mark Twain |
Keys Boat Works, or, Pirates of the Caribbean (well, close, anyway)
Captain ,, even if the marina owners have turned out to be less of the
crooks you originally thought they were/are.. I would never go anywhere near the place. In fact, your whole calamity has been a good learning lesson for me. I am planning on a cruise to Florida and the Islands maybe next year. I will on the east side of Florida. The keys? I'm kinda doubting it at this point. ================================================== ============ "Skip Gundlach" wrote in message oups.com... Followup... An apology is in order. I've already apologized to the owners, Mike and Sharon, but those who saw my original comments under this title should have additional information: A week ago, we were still sleep deprived, and in full panic mode. From all appearances, we would not only lose our home, we'd have huge bills to settle outside of our insurance coverage. Today, we're optimistic, somewhat more rested, and looking forward to the future. Nothing has changed, really, other than the insurance specification which has allowed us to keep our home - but pay for everything out of pocket. Yet, as the huge majority of costs, as expected, would have been labor, if we do all but the particularly skilled work (which we'd have to engage professionals to do) ourselves, the costs can be manageable. The salvage company will still have to be paid, but, after all, they did successfully retrieve our home, with minimal damage in the process. The yard will have to be paid, and at rates which are different than those to which we're accustomed - and yet, the costs of literally everything in the keys are radically higher than most places we've been. So, those are just the costs of doing business in the middle keys. As the owners were candid to say, part of the pricing model is to encourage decisions. Quite possibly, had it not been for our conversation a few days after we arrived, we'd still be trying to figure out what to do. Instead, we quickly came to a decision to make 'emergency repairs' - work which would allow us to get back in the water as quickly as possible - and limp back to St. Petersburg where we could do more thorough repairs. So, we talked to the contractor on the premises who specializes in Fiberglass work, Bob Hardy. We told him what we had in mind, and indicated that we could do the work ourselves, if he'd be willing to consult. He readily agreed, and pointed out what we'd have to do in the way of grinding, and said he'd be back in a day or two. We did, and he did. Except he came loaded for bear. If you ever need fiberglass work, I can heartily recommend this man. Singlehandedly (well, except for the time he was doing a rudder frame, when he had a drill in one hand and a jigsaw in the other), in less than a week, he's got Flying Pig not just emergency repaired, but ready for bottom paint. If I can get a good connection, I'll have the last pictures up later tonight. Many are already there. The best we could do was stay out of his way. So, aside from handing him stuff occasionally, we did just that. What he's done I doubt we could do (to the same level of quality, let alone have the right materials available), but to even try would have taken us months. In the end, we won't have to do anything further at all on a structural level to the outside of the boat - it's ready to put bottom paint on, make cosmetic paint adjustments to the topsides, and that's it! So, for the ground price here of a few months of storage up north, but at a massive reduction in costs had we tried to hire the work in St. Petersburg, using our prior talented folks, we're going to be leaving very soon. In the end, a bargain, indeed, both financially and psychically, as to have our 8-year dream and three-year refit come to an apparent violent end really did a number on our minds. A week ago, I tried to find the owners to apologize for my calumny, and in particular the fallout from those of you who emailed Keys Boat Works, feeling we needed protection, but they'd already left on a trip to see grandkids. I managed to find them as soon as they returned, and, ever gracious, they accepted my apology and we moved on. I suspect they see a fair share of folks in similar situations - about to lose their only home, and fully traumatized by the experience, sleep deprived, and otherwise, perhaps, not presenting their normal selves. In any case, I was appropriately appalled at my prior behavior, and they were inappropriately much more than gracious - I'm not sure that in the same situation, I would have been as kind... So, the adventure continues. We'll lick our wounds, be undyingly grateful for the outpouring of assistance and support received from the cruising community, and, we hope, emerge better seamen/women for it all. Thanks again, to all. L8R Skip and Lydia Morgan 461 #2 Disaster link: http://ipphotos.com/FlyingPig.asp SV Flying Pig KI4MPC See our galleries at www.justpickone.org/skip/gallery ! Follow us at http://groups.google.com/group/flyingpiglog and/or http://groups.yahoo.com/group/TheFlyingPigLog "Twenty years from now you will be more disappointed by the things you didn't do than by the ones you did do. So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover." - Mark Twain |
Keys Boat Works, or, Pirates of the Caribbean (well, close, anyway)
"Wayne.B" wrote in message
... On Fri, 16 Feb 2007 02:00:59 GMT, "NE Sailboat" wrote: ps.. full discloser.. I don't owe a penny to anyone. No mortgage, no boat loan, no car loan ,,, nothing. No wonder you are always complaining about money or the lack there of. You're not enjoying the power of leverage. In article Ej9Bh.5873$5M1.2110@trndny01, "NE Sailboat" wrote: Try living debt free. It is an incredible feeling. I know, I had a mortgage, car loan, personal loan, the you name it loan.. Then I started to just pay them off. One day; no more loans. I took the money that was going to the loan and paid myself in investment savings. Every month, just like the mortgage. The next thing you know ... wow. Look at all that savings. It really isn't hard. Just takes some discipline. My parents lived during the depression as well. Got married in '35. "Leverage" allows you to use something you can't afford -- as long as your economic circumstances don't decline. Most I know who are depending on that are working hard to stay ahead of the payments. We, on the other hand, are comfortable on a single income from a company that doesn't pay me what I'm worth, but gives me over 7 weeks' vacation a year and helps me use it. Meanwhile, about 30% of that single income is going into retirement investments. When a deer totaled the car, we bought with cash. We have 6-12 months' cruising kitty in liquid funds, and plan to use it the next time I'm "between jobs". That, to me, is true wealth. -- Jere Lull Xan-a-Deux ('73 Tanzer 28 #4 out of Tolchester, MD) Xan's NEW Pages: http://web.mac.com/jerelull/iWeb/Xan/ Our BVI FAQs (290+ pics) http://homepage.mac.com/jerelull/BVI/ |
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