Au contaire, for a PRICE they will insure the dead against further bodily
injury or a Texan against a hail storm :-)

"Glenn Ashmore" wrote in message
newswBib.74551$sp2.67651@lakeread04...
That would not work in Georgia. The HIN is required for USCG
documentation and there are only two ways to get a HIN. Either register
the boat as homebuilt and let the state assign a it or get a
manufacturer's prefix from the USCG. If I register as a manufacturer
with the USCG I will immediately be classified that way and the DOR will
say I am converting a product to personal use and make me pay sales tax
on the market value of the boat rather than material cost.

The agent that writes my homeowner's policy had to go on oxygen when I
told him about the boat. :-) Rutu has a full blown buildres risk yacht
policy. All I really needed was fire and windstorm coverage but if
someone manages to sneek a crane and a lowboy into the backyard and
steel the boat I am covered. Also, even though I am 150 miles from any
water deep enough to float it, if it sinks, I'm covered.

Insurance companies are just not equipped to deal with crazy
boatbuilders like me. :-)
....