Money has everything to do with boat ownership. Very few with out
funds own boats.

Money determines the boat size, style and age.

Means nothing except with mega yacht people. I could purchase a newer larger
boat. Would I have any more fun? I don't think so. There are plenty of
people who could afford a 40 footer but choose to sail J24s. Many people put
their toys in there proper prospective. They put money into growth funds.
S/V Express 30 "Ringmaster"
"No shirt, no skirt, full service"