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#1
posted to rec.boats
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Boat Insurance Rates
I just got new boat insurance from State Farm on Miss Daisy my (14'
Starcraft semi-tri-hull) fishing boat. 50.00 USD per year for property damage, liability, and medical payments. IMHO, I think that's a pretty decent rate. Oh, it also covers my trailer. Any body else care to share your insurance costs per year and coverage? I am just curious as to how much it will cost me when I upgrade to my new fishing boat this fall and have to get "full coverage". Fredo |
#2
posted to rec.boats
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Boat Insurance Rates
"FREDO" wrote in message . .. I just got new boat insurance from State Farm on Miss Daisy my (14' Starcraft semi-tri-hull) fishing boat. 50.00 USD per year for property damage, liability, and medical payments. IMHO, I think that's a pretty decent rate. Oh, it also covers my trailer. Any body else care to share your insurance costs per year and coverage? I am just curious as to how much it will cost me when I upgrade to my new fishing boat this fall and have to get "full coverage". Fredo I pay $240 / year for an $20,000 agreed value yacht policy from BoatUS. This covers spills, etc, that homeowner policies do not seem to cover. Plus the value of the boat is what the replacement value is, just like a car. |
#3
posted to rec.boats
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Boat Insurance Rates
FREDO wrote:
I just got new boat insurance from State Farm on Miss Daisy my (14' Starcraft semi-tri-hull) fishing boat. 50.00 USD per year for property damage, liability, and medical payments. IMHO, I think that's a pretty decent rate. Oh, it also covers my trailer. Any body else care to share your insurance costs per year and coverage? I am just curious as to how much it will cost me when I upgrade to my new fishing boat this fall and have to get "full coverage". Fredo Albin 36 trawler, Boat U.S. West Coast, Punta Banda, Mexico, to Cape Scott, Vancouver Island, Canada 48,000 Agreed Value (I should move that up) 300,000 "Boating liability" 500,000 Fuel spill $660 deductible $378 a year. They accepted the survey from when I bought the boat, never questioning anything. My new inflatable and outboard is covered under the policy. |
#4
posted to rec.boats
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Boat Insurance Rates
"Jim" wrote in message k.net... FREDO wrote: I just got new boat insurance from State Farm on Miss Daisy my (14' Starcraft semi-tri-hull) fishing boat. 50.00 USD per year for property damage, liability, and medical payments. IMHO, I think that's a pretty decent rate. Oh, it also covers my trailer. Any body else care to share your insurance costs per year and coverage? I am just curious as to how much it will cost me when I upgrade to my new fishing boat this fall and have to get "full coverage". Fredo Albin 36 trawler, Boat U.S. West Coast, Punta Banda, Mexico, to Cape Scott, Vancouver Island, Canada 48,000 Agreed Value (I should move that up) 300,000 "Boating liability" 500,000 Fuel spill $660 deductible $378 a year. They accepted the survey from when I bought the boat, never questioning anything. My new inflatable and outboard is covered under the policy. Thanks! It seems that it won't be too bad. I need to investigate BoatUS in the near future to see if they will be competitive . Fredo |
#5
posted to rec.boats
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Boat Insurance Rates
Jim wrote: FREDO wrote: I just got new boat insurance from State Farm on Miss Daisy my (14' Starcraft semi-tri-hull) fishing boat. 50.00 USD per year for property damage, liability, and medical payments. IMHO, I think that's a pretty decent rate. Oh, it also covers my trailer. Any body else care to share your insurance costs per year and coverage? I am just curious as to how much it will cost me when I upgrade to my new fishing boat this fall and have to get "full coverage". Fredo Albin 36 trawler, Boat U.S. West Coast, Punta Banda, Mexico, to Cape Scott, Vancouver Island, Canada 48,000 Agreed Value (I should move that up) 300,000 "Boating liability" 500,000 Fuel spill $660 deductible $378 a year. They accepted the survey from when I bought the boat, never questioning anything. My new inflatable and outboard is covered under the policy. Boat US *loves* to write West Coast trawler policies. Your experience is similar to mine, I pay about $600 (not sure to the dime, wife writes the check) for an $80,000 agreed value policy with good fuel spill coverage, a 1% deductible, towing insurance (part of the Boat US membership you take out to buy insurance from them in the first place), etc. Until a couple of years ago it was even substantially cheaper, down in the high $300's. That had to be the deal of all time. They have never required a survey in the 12 or 13 years we have insured this boat with them. By the way, *if* you decide to raise your coverage, you can almost bet that they will require a survey. |
#6
posted to rec.boats
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Boat Insurance Rates
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#7
posted to rec.boats
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Boat Insurance Rates
"Harry Krause" wrote in message ... FREDO wrote: "Jim" wrote in message k.net... FREDO wrote: I just got new boat insurance from State Farm on Miss Daisy my (14' Starcraft semi-tri-hull) fishing boat. 50.00 USD per year for property damage, liability, and medical payments. IMHO, I think that's a pretty decent rate. Oh, it also covers my trailer. Any body else care to share your insurance costs per year and coverage? I am just curious as to how much it will cost me when I upgrade to my new fishing boat this fall and have to get "full coverage". Fredo Albin 36 trawler, Boat U.S. West Coast, Punta Banda, Mexico, to Cape Scott, Vancouver Island, Canada 48,000 Agreed Value (I should move that up) 300,000 "Boating liability" 500,000 Fuel spill $660 deductible $378 a year. They accepted the survey from when I bought the boat, never questioning anything. My new inflatable and outboard is covered under the policy. Thanks! It seems that it won't be too bad. I need to investigate BoatUS in the near future to see if they will be competitive . Fredo Rates are higher on the East Coast thanks to our sudden onset Tostitos. Yup. $113k agreed value for a 2001 Grady White with 2006 Yamaha F250 four-strokes from BoatUS: $2900/year. |
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